Financing Purchase of Hawaii Real Estate

Work in Progress (WIP)--This web page is under development and not yet ready for release

 

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Loan Reference Links

•   Homes & Condos

•   Condotels

•   6 types of home loans

 

Typical loan types

•   Conventional Conforming (15-year and 30-year terms)
•   Conventional, Non-Conforming
•   Government Insured (FHA, VA, USDA (ALL of Kauai & Maui are considered "rural" and are eligible for USDA except the Kahului area of Maui)
•   Purchase Money Mortgage (legal title to buyer) & Agreement of Sale (possession & equitable title to buyer/legal title with seller)
•   Reverse Mortgage
•   Bridge Loan
•   Fixed Rate
•   Adjustable Rate (ARM)
•   1031 Exchange (defer 15% & 20% capitag gains tax on gain) | DOWNLOAD BROCHURE | 45/180 day rule $250K/$500K capital gain exclusing (live in it 2 of last 5 years)